ten24 Media Inc., operating as Mr Loonie. Last updated November 2026.
Mr Loonie is an independent comparison site. Everything on it is general information. It isn’t financial, credit or legal advice, and it doesn’t take your own situation into account. Check the details with the card issuer before you apply.
Card details
Fees, interest rates, rewards, welcome offers, insurance and eligibility rules come from issuer websites and documents. Issuers can change them at any time without notice. Each card page shows when a section was last checked with the issuer, or says it hasn’t been checked yet. Rates and fees can differ by province, and offers can differ for existing customers.
Approval
Mr Loonie is not a lender. We don’t take applications or make credit decisions, and we can’t promise you will be approved for any card. Income and credit score figures on our pages are the issuer’s published minimums or our estimates, and the page says which.
Value estimates
The yearly value on each card page is a worked example based on sample budgets, the card’s published earn rates, and our typical value for each points program. Your actual rewards depend on what you spend, where you shop, how the issuer classifies each purchase, and how you redeem points. Treat the numbers as a way to compare cards, not a promise of what you will earn.
The Expert Score
The Expert Score combines third-party reviews, weighted by how credible each review site is. It reflects what reviewers said when they wrote their reviews, so it can lag behind changes to a card. See how we score cards.
General
We work to keep Mr Loonie accurate and current, but we can’t guarantee that every detail is correct or complete. Information is provided as is, without warranty of any kind. Links to other websites are there for your convenience; we aren’t responsible for their content.
Card names, logos and trademarks belong to their owners. No issuer wrote, paid for or approved what we say about its cards.
Use of Mr Loonie is also covered by our Terms of Use and Privacy Policy.
Found an error?
Email [email protected] with the page link, or use “Suggest a correction” at the bottom of any card page. We read each report and fix what is wrong.