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Mr. Loonie
Rogers Red World Elite® Business Mastercard

Rogers Red World Elite® Business Mastercard

Best for: Business owners with Rogers service who want cash back with no annual fee

Your spending a month
What’s in each?
Solo:
Office supplies $100, shipping $50, phone and internet $150, software $150, online ads $200, gas $250, restaurants $200, travel $250, everything else (base rate) $1,050, foreign currency $100
Small team:
Office supplies $250, shipping $200, phone and internet $300, software $400, online ads $600, gas $500, restaurants $400, travel $400, everything else (base rate) $2,650, foreign currency $300
Growing:
Office supplies $500, shipping $600, phone and internet $600, software $1,000, online ads $2,000, gas $1,000, restaurants $800, travel $1,200, everything else (base rate) $6,300, foreign currency $1,000
Every year
$1,300

Ranked #15 of 27 business cards for year one. See the list

See how we worked it out
Annual fee
None
Apply now on Rogers Bank’s site (opens in a new tab)
Needs $80,000 personal or $150,000 household income
We may get paid if you apply through this link. It never changes our score.

Have this card?

Details from Rogers Bank’s site. Banks can update terms at any time, so give them a quick look before you apply. Source

Is it for me? What you’d earn Can I get it? Fees Similar cards
2 quick questions

Is it for me?

Is your personal income $80,000 or more, or your household’s $150,000 or more?

Do you pay your card off in full most months?

Answer the 2 questions to see if it fits.

From the numbers

The good and the bad

Stands out

  • Good: No annual fee It costs nothing to keep.

Watch for

  • Watch for: 2.5% on foreign purchases Use a no foreign fee card when you travel.

Worked out from the card’s rates and fees.

Show your work

What you’d earn

With small team spending of $6,000 a month.

  • Office supplies $45
    1.5% back $250 a month · $45 a year
  • Shipping $36
    1.5% back $200 a month · $36 a year
  • Phone and internet $54
    1.5% back $300 a month · $54 a year
  • Software $72
    1.5% back $400 a month · $72 a year
  • Online ads $108
    1.5% back $600 a month · $108 a year
  • Gas $90
    1.5% back $500 a month · $90 a year
  • Restaurants $72
    1.5% back $400 a month · $72 a year
  • Travel $72
    1.5% back $400 a month · $72 a year
  • Everything else $477
    1.5% back $2,650 a month · $477 a year
  • Foreign currency $54
    1.5% back $300 a month · $54 a year
For you Year one Later years
Cash back you earn $1,080 $1,080
Annual fee $0 $0
Foreign currency fee2.5% on $3,600 a year −$90 −$90
Travel medical insurance2 trips at $50 $100 $100
Rental car damage cover2 rentals of 3 days at $35 a day $210 $210
Total $1,300 $1,300

Rows are rounded to the dollar. Insurance counts at what the same cover costs on its own, and only pays when you charge the trip, rental or phone to the card.

What counts in each category
Everything else (base rate)
1.5% back Earn 2% cash back on eligible purchases if you have an eligible business service with Rogers or Shaw.
  • 3% cash back on U.S. dollar purchases
  • Get a 1.5x redemption bonus when you use your cash back for eligible Rogers, Fido, Shaw or Comwave purchases

These are example budgets to compare cards side by side, not averages. Your own spending will give a different number.

Before you apply

Can I get it?

  • Age 18 or older 19 or older in BC, NB, NL, NS and the territories
  • Where you live Canada
  • Personal income $80,000 or more Issuer says
  • Household income $150,000 or more Issuer says
  • Credit score No minimum on record Most banks don’t publish one, and we don’t guess.

Checked on Nov 8, 2026. Source

Mr. Loonie’s tip Each application shows up on your credit file. Leave a few months between card applications.

What cardholders say

Ratings from people with this card

No ratings yet. If you have this card, tell others what it’s like.

Applied and weren’t approved?

Insurance and perks

What comes with it

  • Car rental damage Included
  • Extended warranty Included
  • Purchase protection Included
  • Travel accident Included
  • Travel medical Included
  • Trip cancellation Included
  • Trip interruption Included
  • Get 5 Roam Like Home days at no cost every year for Rogers business mobile plans (up to $90 value).
  • Trip Cancellation & Trip Interruption Insurance
  • Mastercard® Identity Check™
  • Unlimited 24/7 hotline access to legal support
Coverage limits

We haven’t recorded the coverage limits for this card yet. Read Rogers Bank’s insurance certificate before you count on any coverage.

Not included

Not listed for this card: flight delay, lost baggage and mobile device.

Fees and interest

What it costs

Annual fee
None
Purchase interest
20.99%
Cash advance interest
22.99%
Foreign currency fee
2.5%
All fees and rates

Fees

Extra cards
None
Cash advance fee
$5.00
Balance transfer fee
3%
Over-limit fee
$29
Late payment fee
None
Source
Issuer page

Interest rates

Balance transfer interest
22.99%

Checked on Nov 8, 2026. Source

Before you decide

Similar cards for the same spending

With small team spending. This card: $1,300 year one, $1,300 every year after.

See all cards ranked for your spending

Some of these links pay us when you apply, at no extra cost to you. Most don’t, and pay never changes our score. How we make money

Common questions

Questions people ask

What is the annual fee on the Rogers Red World Elite® Business Mastercard?

There is no annual fee.

What income do I need?

Rogers Bank asks for $80,000 in personal income.

Does it charge a foreign transaction fee?

Yes, 2.5% on purchases in other currencies.

What is the interest rate?

20.99% on purchases. Cash advances are 22.99%.

Does it include insurance?

It lists extended warranty, purchase protection and trip cancellation & trip interruption insurance. Read the insurance certificate for the limits.

Rates, fees and offers come from the card issuers and change often. We work to keep this page accurate and current, but it may contain mistakes, so always check the issuer’s terms before you apply. This page is general information and isn’t financial advice.

Spot something wrong? We’ll check it with the bank. Suggest a correction

Card names, logos and trademarks belong to their owners. No issuer wrote, paid for or approved what we say about this card. Our scores and opinions are our own.

Mr. Loonie is independent and supported by affiliate links. We may earn a commission when you apply through some links, at no cost to you. How we make money

$1,300
a year for you
Apply now on Rogers Bank’s site (opens in a new tab)
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