Comparing 2 cards
CIBC Aeroplan Visa Infinite vs CIBC Aventura Visa Infinite
At typical spending, CIBC Aventura Visa Infinite is worth $199 more in year one, but CIBC Aeroplan Visa Infinite is worth $40 more every year after.
Worked out from each card’s fees, earn rates and welcome offer. How we work it out
What’s in each?
- Light:
- Groceries $400, restaurants $100, gas $100, recurring bills $100, everything else (base rate) $250, foreign currency $50
- Typical:
- Groceries $800, restaurants $250, gas $250, recurring bills $250, travel $150, everything else (base rate) $650, foreign currency $150
- Big:
- Groceries $1,200, restaurants $500, gas $400, recurring bills $400, travel $500, everything else (base rate) $1,600, foreign currency $400
Points counted at 2 cents each, our value for Aeroplan. Why we value CIBC Aeroplan Visa Infinite this way
Points counted at 1 cent each, our value for CIBC Aventura. Why we value CIBC Aventura Visa Infinite this way
Lower is better here.
Typical spending, $2,500 a month. Bigger is better.
Counted at your spending, not the advertised maximum.
See the 3 parts
- 10,000 Aeroplan points when you are approved ($200)
- 15,000 Aeroplan points after you spend $6,000 in the first 6 months ($300)
- 25,000 Aeroplan points on your first card anniversary ($500) Not reached at this spending.
See the 3 parts
- 15,000 Aventura points when you are approved ($150)
- 30,000 Aventura points after you spend $3,000 in the first 4 months ($300)
- 15,000 Aventura points after you spend $5,000 in the first 4 months ($150)
Quebec rules change some rates and fees.
Mr. Loonie’s tip Look at every year after before year one. A big welcome offer pays once; the earn rates pay every month you keep the card.
Questions
How do you work out year one?
We add what each card earns at your spending, plus the part of the welcome offer you’d get, then take off the first year’s annual fee. Every year after leaves out the offer and uses the regular fee.
Can I compare more than two cards?
Yes, up to four. Tap Add a card above the table, or + Compare on any card page.
Do banks pay to appear here?
No. You pick the cards and the math decides the numbers. We may earn a fee when you apply through some links. That never changes a number.
Year one adds what each card earns at the spending you picked, plus the part of the welcome offer that spending reaches, then takes off the first year’s fee. Every year after leaves out the offer and uses the regular fee. Points are counted at the value shown under each card.
Sources, checked by us:
- CIBC Aeroplan Visa Infinite: cibc.com, checked Nov 8, 2026
- CIBC Aventura Visa Infinite: cibc.com, checked Nov 8, 2026
Rates, fees and offers come from the card issuers and change often. We work to keep this page accurate and current, but it may contain mistakes, so always check the issuer’s terms before you apply. Values are estimates for the spending you picked, rounded to the nearest dollar.
Spot something wrong? We’ll check it with the bank. Suggest a correction