- Peoples Trust
- Mastercard
- Prepaid
MyVanilla® Prepaid Mastercard®
Best for: People who want a prepaid card without a credit check
- Monthly fee
- $4.95
- Fee to add cash
- $3.95
Have this card?
Details from Peoples Trust’s site. Banks can update terms at any time, so give them a quick look before you apply. Source
The good and the bad
Watch for
- Watch for: $59.40 a year
- Watch for: 3.5% on foreign purchases Use a no foreign fee card when you travel.
Worked out from the card’s rates and fees.
Can I get it?
- Where you live Canada
- Work permit holders Yes
- Study permit holders Yes
Mr. Loonie’s tip Most prepaid cards don’t build credit. If that matters to you, check whether the card reports to the credit bureaus.
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What comes with it
- Mobile wallets Apple Pay, Google Pay, Samsung Pay
What it costs
- Monthly fee
- $4.95
- Card price
- None
- Fee to add cash
- $3.95
- Foreign currency fee
- 3.5%
All fees and rates
Fees
- Annual fee
- $59.40
Prepaid fees and limits
- Activation fee
- None
- ATM fee, own network
- $1.95
- ATM fee, outside Canada
- $4.95
- Inactivity fee, per month
- $3.95 Per month, if your Card Account does not reflect any transaction activity (includes purchase transactions, cash withdrawals, addition of funds to yourCard, or balance inquiries) during the prior 90 days
- Replacement card
- $6
- Smallest load
- $20
- Largest load
- $500
- Largest balance
- $5,000
- Currencies held
- CAD
- Funds expire
- No
- Source
- Issuer page
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Questions people ask
What is the annual fee on the MyVanilla® Prepaid Mastercard®?
$59.40 a year.
Does it charge a foreign transaction fee?
Yes, 3.5% on purchases in other currencies.
Rates, fees and offers come from the card issuers and change often. We work to keep this page accurate and current, but it may contain mistakes, so always check the issuer’s terms before you apply. This page is general information and isn’t financial advice.
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Card names, logos and trademarks belong to their owners. No issuer wrote, paid for or approved what we say about this card. Our scores and opinions are our own.
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