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Mr. Loonie
Rogers Red World Legend™ Mastercard

Rogers Red World Legend™ Mastercard

Best for: High earners who want cash back everywhere, lounge passes and no foreign transaction fee

Your spending a month
What’s in each?
Light:
Groceries $400, restaurants $100, gas $100, recurring bills $100, everything else (base rate) $250, foreign currency $50
Typical:
Groceries $800, restaurants $250, gas $250, recurring bills $250, travel $150, everything else (base rate) $650, foreign currency $150
Big:
Groceries $1,200, restaurants $500, gas $400, recurring bills $400, travel $500, everything else (base rate) $1,600, foreign currency $400
Yours:
Your own amounts, saved on this device only
Every year
$200

Ranked #118 of 176 for year one. See the list

See how we worked it out
Annual fee
$495 a year
Apply now on Rogers Bank’s site (opens in a new tab)
Needs $150,000 personal or $200,000 household income
We may get paid if you apply through this link. It never changes our score.

Have this card?

Details from Rogers Bank’s site. Banks can update terms at any time, so give them a quick look before you apply. Source

Is it for me? What you’d earn Can I get it? Fees Similar cards
3 quick questions

Is it for me?

Do you spend $2,750 or more a month on everything?

Is your personal income $150,000 or more, or your household’s $200,000 or more?

Do you pay your card off in full most months?

Answer the 3 questions to see if it fits.

From the numbers

The good and the bad

Stands out

  • Good: No foreign transaction fee Good for travel and shopping in other currencies.

Watch for

  • Watch for: $495 a year You need about $2,750 a month on everything to earn it back.

Worked out from the card’s rates and fees.

Show your work

What you’d earn

With typical spending of $2,500 a month.

  • Groceries $144
    1.5% back $800 a month · $144 a year
  • Restaurants $45
    1.5% back $250 a month · $45 a year
  • Gas $45
    1.5% back $250 a month · $45 a year
  • Recurring bills $45
    1.5% back $250 a month · $45 a year
  • Travel $27
    1.5% back $150 a month · $27 a year
  • Everything else $117
    1.5% back $650 a month · $117 a year
  • Foreign currency $27
    1.5% back $150 a month · $27 a year
For you Year one Later years
Cash back you earn $450 $450
Annual fee −$495 −$495
Foreign currency feeNo fee on $1,800 a year $0 $0
Lounge visits2 visits at $45 $90 $90
Travel medical insurance1 trip at $50 $50 $50
Rental car damage cover1 rental of 3 days at $35 a day $105 $105
Total $200 $200

Rows are rounded to the dollar. Insurance counts at what the same cover costs on its own, and only pays when you charge the trip, rental or phone to the card.

What counts in each category
Everything else (base rate)
1.5% back 2% cash back if primary account holder of an eligible Rogers, Fido, Shaw, or Comwave service in good standing

1.5x redemption bonus when you use your cash back for Rogers purchases

These are example budgets to compare cards side by side, not averages. Your own spending will give a different number.

Checked on Nov 8, 2026. Source

Before you apply

Can I get it?

  • Age 18 or older 19 or older in BC, NB, NL, NS and the territories
  • Where you live Canada
  • Personal income $150,000 or more Issuer says
  • Household income $200,000 or more Issuer says
  • Credit score No minimum on record Most banks don’t publish one, and we don’t guess.

Checked on Nov 8, 2026. Source

Mr. Loonie’s tip Each application shows up on your credit file. Leave a few months between card applications.

What critics say

Other reviewers on this card

  • Points Miles and Bling (opens in a new tab) Mar 2026

    “The Rogers Red World Legend Mastercard is the first World Legend card to launch in Canada. Its primary audience is someone deeply invested in the Rogers ecosystem who can make the most of the 10 Roam Like Home days and the $200 Rogers Entertainment Credit. The card is also compelling if you value access to Soho Friends. Otherwise, Rogers mobile customers seeking the effective 3% cashback should consider the no-annual-fee Rogers Red World Elite Mastercard instead.”

What cardholders say

Ratings from people with this card

No ratings yet. If you have this card, tell others what it’s like.

Applied and weren’t approved?

Insurance and perks

What comes with it

  • Car rental damage Included
  • Extended warranty Included
  • Purchase protection Included
  • Travel accident Included
  • Travel medical Included
  • Flight delay Included
  • Lost baggage Included
  • Hotel burglary Included
  • Trip cancellation Included
  • Trip interruption Included
  • Lounges: Plaza premium 6 free visits
  • 10 Roam Like Home days every year, with an eligible Rogers mobile plan
  • $200 Rogers Entertainment credit every year
  • Flight Delay Insurance
  • Emergency Travel Medical Insurance (for individuals aged 75 or under)
  • Baggage Insurance
  • Hotel Burglary Insurance
  • Trip Cancellation & Trip Interruption Insurance
  • 6 Plaza Premium Lounge passes per year
  • Airport lounge access with Mastercard Travel Pass
  • Globally connected entertainment benefits
  • Soho Friends account
  • Mobile wallets Apple Pay, Google Pay, Samsung Pay
Coverage limits

Travel medical. Up to 21 days per trip.

Not included

Not listed for this card: mobile device.

Fees and interest

What it costs

Annual fee
$495 a year
Purchase interest
20.99%
Cash advance interest
22.99%
Foreign currency fee
None
All fees and rates

Fees

Extra cards
$95
Cash advance fee
$5.00
Balance transfer fee
3%
Over-limit fee
$29
Late payment fee
None
Source
Issuer page

Interest rates

Balance transfer interest
22.99%

Read the card terms and conditions for the full terms.

Checked on Nov 8, 2026. Source

Before you decide

Similar cards for the same spending

With typical spending. This card: $200 year one, $200 every year after.

See all cards ranked for your spending

Some of these links pay us when you apply, at no extra cost to you. Most don’t, and pay never changes our score. How we make money

Common questions

Questions people ask

What is the annual fee on the Rogers Red World Legend™ Mastercard?

$495 a year. Each extra card costs $95.

What income do I need?

Rogers Bank asks for $150,000 in personal income.

Does it charge a foreign transaction fee?

No. Purchases in other currencies have no extra fee.

What is the interest rate?

20.99% on purchases. Cash advances are 22.99%.

Does it include insurance?

It lists extended warranty, purchase protection, flight delay insurance and emergency travel medical insurance (for individuals aged 75 or under). Read the insurance certificate for the limits.

Rates, fees and offers come from the card issuers and change often. We work to keep this page accurate and current, but it may contain mistakes, so always check the issuer’s terms before you apply. This page is general information and isn’t financial advice.

Spot something wrong? We’ll check it with the bank. Suggest a correction

Card names, logos and trademarks belong to their owners. No issuer wrote, paid for or approved what we say about this card. Our scores and opinions are our own.

Mr. Loonie is independent and supported by affiliate links. We may earn a commission when you apply through some links, at no cost to you. How we make money

$200
a year for you
Apply now on Rogers Bank’s site (opens in a new tab)
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