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H&R Block Emerald Prepaid Mastercard®

Best for: People who want their tax refund loaded onto a card

Cost to keep it for a year
$0
No monthly fee
Monthly fee
None
Fee to add cash
$4.95
Apply now on ATB Financial’s site (opens in a new tab)
We may get paid if you apply through this link. It never changes our score.

Have this card?

Details from ATB Financial’s site. Banks can update terms at any time, so give them a quick look before you apply. Source

From the numbers

The good and the bad

Stands out

  • Good: No annual fee It costs nothing to keep.

Worked out from the card’s rates and fees.

Before you apply

Can I get it?

  • Where you live Canada
  • Work permit holders Yes
  • Study permit holders Yes

Mr. Loonie’s tip Most prepaid cards don’t build credit. If that matters to you, check whether the card reports to the credit bureaus.

What cardholders say

Ratings from people with this card

No ratings yet. If you have this card, tell others what it’s like.

Applied and weren’t approved?

Insurance and perks

What comes with it

  • Mobile wallets Apple Pay, Google Pay
Fees and interest

What it costs

Monthly fee
None
Card price
None
Fee to add cash
$4.95
All fees and rates

Fees

Annual fee
None

Prepaid fees and limits

Activation fee
None
ATM fee, own network
$35
ATM fee, other ATMs
$35
Inactivity fee, per month
$4.95
Replacement card
None
Smallest load
$0
Largest load
$1,000
Largest balance
$9,500
Currencies held
CAD
Funds expire
No

Read the card terms and conditions for the full terms.

Rates, fees and offers come from the card issuers and change often. We work to keep this page accurate and current, but it may contain mistakes, so always check the issuer’s terms before you apply. This page is general information and isn’t financial advice.

Spot something wrong? We’ll check it with the bank. Suggest a correction

Card names, logos and trademarks belong to their owners. No issuer wrote, paid for or approved what we say about this card. Our scores and opinions are our own.

Mr. Loonie is independent and supported by affiliate links. We may earn a commission when you apply through some links, at no cost to you. How we make money

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